Your money. Your lifestyle.
Alternative banking platform for crypto and traditional currencies combined with concierge services saving you up to 40% on travel, shopping, and experiences. Join Now!
Club Swan is a membership platform. Financial services are provided through Nvayo which is not a bank.

Cryptocurrency
Buy, sell, and spend crypto in South Africa. One simple low rate with no hidden fees. Quick wallet to wallet transfers, and spend crypto anywhere in South Africa using the Club Swan crypto card.

Traditional Currency
A flexible alternative to your bank with no account fees. Bank transfers and exchange fees from 0.5% with high account limits. Spend 150+ traditional currencies with Club Swan card.

Concierge
Save precious time and money. Use your Club Swan virtual assistant for your travel needs. Impress your friends with access to exclusive events, VIP dining and much more.
Club Swan members get much more…

South African’s can now buy and sell Bitcoin, Ethereum, Tether, Bitcoin Cash along with five other cryptocurrencies at the best rates with low fees from 0.5%. Members can seamlessly spend their crypto with the Club Swan card in South Africa and anywhere in the world. Everything from one account, on one platform.
- Buy, sell or store nine different crypto currencies, including: Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), Bitcoin Cash (BCH), Tether (USDT), BAT, Paxos (PAX), USD Coin (USDC) and EOS.
- Worried about crypto volatility and the unstable rand? Hold your funds in USDT (Tether), a stablecoin that that is pegged to the USD dollar.
- Low fees from 0.5%*. Unrestricted access to live OTC rates.
- One simple rate for buy and sell. No hidden margin built into our prices.
- Turn your cryptocurrencies into traditional currencies.
- Quick and simple wallet to wallet transfers.
- convert and spend your crypto with the Club Swan card.
- Free transfers between Club Swan members.*
- 24/7 Customer support.
Club Swan’s flexible account gives you access to multiple traditional (hard) currency accounts to retain your purchasing power, with live exchange rates and bank transfers. You receive an elegant metal debit card which gives you instant VIP status, allowing you to spend in more than 150 currencies around the globe. Securely hold multiple currencies with immediate access in South Africa via an ATM or spend in retail stores.
- Hold your money in multiple currencies with instant access and ability to spend in South Africa through your Club Swan card.
- Live real-time traditional currency exchange rates.
- Currency exchange and bank transfer fees from 0.5%*.
- USD, GBP, EUR, CNY, and JPY accounts*.
- Move funds in and out of your account with low cost SWIFT transfers.
- Spend 150+ traditional currencies around the globe with the Club Swan debit card.
- International ATM withdrawals.
- Daily ATM withdrawal limit $1,500 (~R24,500).
- $15,000 (~R245,000) daily spend limit with the Club Swan card.
- High account limits.
- Free transfers between Club Swan members*.
- FCA regulated for your peace of mind**.
- 24/7 Customer support.
Save precious time and money. Use your Club Swan virtual assistant for your travel needs. We also offer personal shopping, VIP event access and unique experiences.
- Save up to 40% on flights and holidays.
- Exclusive negotiated rates on First and Business class airfares.
- Private transfers.
- Luxury car rentals.
- Personal shopping assistant.
- Luxury product procurement.
- Concert tickets.
- Activity experiences.
- Event access.
- VIP dining & restaurant bookings.
- Private event & party coordination.
- 24/7 live chat concierge support.
Starter
- Multi-Currency Account
- $500,000 Account limit
- USD, EUR, GBP Accounts
- Club Swan Debit Card
- $15,000 p/d Club Swan card load limit
- 9 Crypto wallets incl. BTC, ETH, USDT
- $1,500 maximum ATM withdrawal per day
- 3% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 3.00% bank transfer fee
- 3.00% Traditional currency exchange fee
- 24/7 Concierge Team
- Up to 40% off Travel
- Cash rewards
Premier
- Multi-Currency Account
- $1,000,000 Account limit
- USD, EUR, GBP, CNY, JPY Accounts
- Club Swan Debit Card
- Unlimited card load limit
- 9 Crypto wallets incl. BTC, ETH, USDT
- $15,000 p/d Club Swan card load limit
- 2% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 2.00% bank transfer fee
- 2.00% Traditional currency exchange fee
- Free transfers to other Club Swan members
- 24/7 Concierge Team
- Up to 40% off Travel
- Cash rewards
VIP
- Multi-Currency Account
- $2,000,000 Account limit
- USD, EUR, GBP, CNY, JPY Accounts
- Limited edition aluminium Card
- Free expedited DHL card delivery
- $15,000 p/d Club Swan card load limit
- 9 Crypto wallets incl. BTC, ETH, USDT
- $1,500 maximum ATM withdrawal per day
- 1% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 1.00% bank transfer fee
- 1.00% Traditional currency exchange fee
- Free transfers to other Club Swan members
- 24/7 Concierge Team
- Up to 40% off Travel
- Cash rewards
Chairman
- Multi-Currency Account
- Unlimited Account limit
- USD, EUR, GBP, CNY, JPY Accounts
- Limited edition Stainless steel card
- Free expedited DHL card delivery
- $15,000 p/d Club Swan card load limit
- 9 Crypto wallets incl. BTC, ETH, USDT
- $1,500 maximum ATM withdrawal per day
- 0.5% buy and sell fees for crypto
- Quick wallet-to-wallet transfers
- 0.5% bank transfer fee
- 0.5% Traditional currency exchange fee
- Free transfers to other Club Swan members
- 24/7 Concierge Team
- up to 40% off Travel
- Dedicated phone hotline support
- Higher levels of Cash Rewards
Reasons to join
Crypto liquidation
Sell your crypto for traditional currencies and spend it via Club Swan bitcoin card.
100% transparent
No hidden margin added to our rates. One simple low rate for buy and sell.
Worried about the Rand?
Hold crypto, USD, GBP or EUR hard currency assets to retain purchasing power.
Discounts on travel
Save precious time and money. Use your Club Swan virtual assistant for your travel needs.
Earn real money rewards
Refer-a-friend and earn rewards paid in real money directly into your account.
24/7 Instant access
Access to your money. Buy, Sell, transfer or spend at any time within South Africa.
** Applies to fiat payments only
Ready to Join?